Although....I don't imagine the purveyors of malpractice insurance, are quite so sanguine as you and Red Cloud are! For after all...despite your cuttedness and pastedness, none of your cite's wonderousness, has been reflected in the actual rates of any of those states that've indulged in the "tort reform" simplitude!

So...what does THAT tell us? It either tells us that the "promise" of tort reform is a godamn fraud. OR....it tells us that the insurers are robbing the doctors and nurses in these states, blind. And of course...the latter doesn't speak well of the alleged thieves...now does it?

In defense though of the insurers, the weight of the actual evidence - as opposed to the freakish agendized cites that give you and R-Cloud such validation - suggests that tort reform is but a diversionary fraud. They WOULD charge healthcare professionals less in the "tort reform" states, but their actuaries are unable to justify it.