ckone:

If competition is good among these companys,why not open up the free markets and allow cross state pricing of policys?

I tried to have a conversation with you about this a few days ago, but either your ran away and ignored it or you were so busy posting blind links all over the fray that you missed it. Here were our comments then:

ckone:

Open up state borders to competition then. A family policy in NJ costs around 12000.00 per year while it is less than 5000.00 in Kansas. Why? GOVERNMENT mandates. I though competition was supposed to be good but instead you advocate a monopoly with a bottomless purse on its side.

<note- I edited the post I quoted: you originally had typo'd (and then corrected) 12000.00 as 1200.00>

Before credit card companies were allowed to cross borders you could have made much the same argument, where Bob could get a 2% APR in New Jersey but had to pay 5% in Kansas (to make up numbers; I have no idea which states were better for their consumers). And what happened when credit cards were allowed to cross state lines? Instead of more competition driving down rates, all the credit card companies moved to the states where they were legally allowed to charge the highest rates (because the states that those companies are based in, and not the states where the consumers reside, dictate the rules for credit card companies). Why would health insurance be any different?