It was the usurious (I know, a hard word, look it up) interest rates charged by the paycheck cashing and lending joints, and the proposition that the rates should be lowered to some reasonable level (it's currently 28% or so in Ohio, and we were discussing a rate of around 35%) whereas you, Irv, haven't really expressed a cogent (darn, another oddball word, sorry, Irv) counter position. Go on, Irv, give it a shot. Make an outline, right it down, then edit it, try to make it better, and finally, when you've got it all written up, try to type it carefully, mindful of spelling, grammar, punctuation, capitalization--all those little signals we use, Irv, to tell whether someone is uttering cud on par with the lowing of cattle, or else introducing solid ideas which warrant serious consideration. Give it a whirl, Irv, we're all standing by, breath fully bated, on the edge of our seats. Don't let us down, Irv, you can do it!

OK. here ya go. it is none of your fucking business what some payday loan place charges deadbeats for borrowing money.

is that clear enough for you?