My favorite part about my bank going under (the only "good" part) was my brokerage guy, who absolutely refuses to let me handle my Roth the way I want (why haven't I gone somewhere else now? I really don't have an excuse) and patronizes me as if I were a naif without a clue, told me he'd been investing heavily in the bank's stock because "it was too big to fail" and it was totally on solid ground. Ha ha. That stock is worthless now. Who is the chump? As for the lady with the crazy neighbors, a fence could provide a nice frame to grow beans and peas on. Also, she needs to learn to give the "are you out of your mind" look, then do the walkaway. The Depression is coming, and the weak will be the first to go. Look at poor Grannie Joad.