"Easiest way to avoid having to work with someone you don't want to is bill triple the cost with half due up front."

I hope Mr. Lewis doesn't have his name on his place of business, whatever it is. He certainly isn't advertising for it very well.

Oh--and I hope you aren't someone who claims to be a religious person, either. I'm no religious scholar, but I know none of the biggies condone intentionally defrauding people, no matter what your reasons.