The OP put it poorly, but I think what she was trying to say was that in many cases divorce DOES happen, so it is better to have thought about the worst case scenario, so you aren't totally adrift if it comes about.

My husband and I are crazy about one another, and have no intentions whatsoever of getting divorced ever. However, we have DISCUSSED what we would do in that case, just like we have discussed what we would do in the event of one of our deaths.

Incidentally, my parents got divorced when I was 8, and his parents stayed together "for him". While neither scenario is ideal by a long shot, I think his childhood in a household full of hate and resignation screwed him up vastly more than my parents' splitting did me.

Freki