You're correct, wrongful death isn't the same as murder. But almost all insurance policies (homeowners, auto, umbrella, medical malpractice, etc.) have intentional act exclusions. Murder is an intentional act. In the OJ case, the assets being sought were personal assets, not assets from insurance policies, which would have been immune to judgment due to their intentional acts exclusions.

I agree with the counselor above that it is against public policy for an insurance company to offer insurance to underwrite criminal acts.

I'm not an attorney, but I work in the insurance defense legal field, and you would not believe the number of homeowners who expect their insurance companies to provide them with lawyers to defend them against assaults that they commit in their homes--physical and sexual.